Heritage Insurance
Heritage Commercial Property and Business Insurance
From country pubs to the grandeur of stately homes, castles to world heritage sites - the heritage market is so diverse that it requires specialist brokers and insurers who understand the unique complexities of the market and can provide a dedicated heritage insurance product backed by excellent service.
Why choose Coleman?
Although many businesses rely on the heritage aspect of their properties to attract customers, many do not protect this aspect of their property or may not have considered the impact on their business should they be unable to affect restoration in the event of a loss.
But the heritage aspect does have an impact. Setting the sum insured, for example, is much more complex in the case of insurance for heritage property, as is restoration of the building following damage caused by an insured event.
Expertise is required, and this is where we can help.
Coleman has chosen to work closely with Ecclesiastical Insurance who specialise in Heritage Commercial insurance.
Why Ecclesiastical?
Ecclesiastical have used their 120 years of experience of insuring 'heritage' buildings to introduce a dedicated insurance product in the Heritage Sector. They are well known for their ability to provide quality insurance solutions for many high profile heritage properties and organisations. The introduction of this product was rewarded with a British Insurance Award in recognition of the initative.
Heritage Commercial is suitable for a wide range of businesses - from stately homes, castles and forts to shops, hotels and offices. It's not just insurance for heritage property or insurance for listed buildings - it's more than that. We consider locations, monuments, non-listed properties and businesses which share the extra dimension of being based in a heritage property, and the associated implications that come with it.
Unique features of the Ecclesiastical Heritage product include:
- A dedicated product to cover both the needs of the business and its heritage features
- Building valuation service at no additional charge. Clients who accept this valuation advice are not then subject to any condition of under-insurance for their buildings
- Cover for irreplaceable fine art items at their full value for your collections or museum exhibits
- Equipment breakdown cover automatically included with buildings and contents insurance for an extensive range of equipment in the event of breakdown
- Survey and risk management support
- Competitive premiums
Even if your heritage insurances are not yet due for renewal we would be more than happy to conduct a 'healthcheck' of your current arrangements for you or can visit you to discuss the Heritage product in more detail and explain the range of services we can offer.
Contact our Heritage Insurance Team on 01202 647400
