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Good management, risk awareness and robust health and safety procedures can go a long way towards boosting your company’s risk profile and reducing premium costs.
In a difficult economic climate, it is more important than ever to ensure you have the right insurance cover at the best possible price. As your broker, it is our job to help you achieve this. By working with you to gain an in-depth understanding of your business, we provide a conduit to leading insurers, helping them to understand the risks facing your business and your business’s risk management..........
Changes to the regulatory framework..
The regulatory framework governing Employers’ Liability insurance certificates has changed. Under the new regulations* which came into effect on 1 October 2008, the requirement for employers to retain copies of their Employers Liability (EL) certificates for 40 years has been removed. Further, whilst employers are still legally required to display their EL certificate in each place of business, under the 2008 Regulations this requirement is satisfied if the certificate is made available in electronic form and each employee to whom it relates has reasonable access to it........
Medical treatment, emergency travel expenses, as well
as flight delays and cancellations, are just a few of the
costs that companies can face when their employees are
on business trips.
We live in turbulent times, with events around the world bringing in to focus the dangers and problems that can sometimes occur when travelling abroad. The terrorist attacks in Mumbai and the closure of Thai airports by anti-government protesters are just two recent examples. Stranded travellers find themselves caught up in a situation with no idea of how and when they will get home........
Last year ACAS saw an increase of 25% in the number of employment tribunals and claims that were passed to them for conciliation*
Against a backdrop of difficult economic conditions in an increasingly litigious society, there has never been a greater need for U.K. companies and their directors to have suitable protection from legal actions brought against them........
If the worst happens and your premises do flood, a few basic actions may speed up the processing of your insurance claim and reduce business downtime.
Whatever its cause, flooding is often one of the most devastating events to hit a business. Companies in flood prone areas should look at adopting strategies to help minimise its effects. Here are some free or low cost tips you can follow to help reduce the impact of a flood on your business......
To protect your business’s reputation you should continually review your procedures for handling both your and your client’s sensitive data.
Reports of people’s personal details being compromised by government agencies, retailers, educational and financial institutions, and internet businesses have become all too common in recent times. These incidents, often involving lost or stolen laptop computers, computer disks, and Universal Serial Bus (USB) memory sticks, have heightened awareness of the risks associated with holding customers’ data.
Jennifer Hunt V the chapter of Ripon Cathedral.
A visitor to Ripon Cathedral injured her ankle when stepping in a depression on a step leading to the Crypt. The visitor took the Cathedral to court to claim for damages but the judge ruled in favour of the Cathedral finding them not liable. This has been hailed as a victory for common sense over a growing compensation and blame culture......
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Issue 15 of Covernotes |
| E Coleman & Co Ltd is authorised and regulated by the Financial Services Authority under agreement number 306919. The company is registered in England under company number 1196449. Registered office: 1 St Stephens Road, Bournemouth, Dorset BH2 6LA |
